Long Term Disability Insurance

Long Term Disability Insurance vs. New York State Statutory Disability Insurance

As a business owner or an individual, it's important to understand the difference between long term disability insurance and New York state statutory disability insurance.

Long Term Disability Insurance provides income replacement if you become disabled and are unable to work for an extended period of time. This type of insurance policy covers a wide range of disabilities, including both physical and mental health conditions. Long term disability insurance is typically purchased through a private insurance company and can be customized to fit your specific needs.

New York State Statutory Disability Insurance is a state-mandated program that provides temporary disability benefits to eligible employees who are unable to work due to a non-work related injury or illness. The benefits provided by New York state statutory disability insurance are limited and may not be enough to cover all of your expenses if you become disabled.

While New York state statutory disability insurance provides some level of protection, it's important to consider purchasing a long term disability insurance policy to ensure that you have adequate coverage in the event of a disability.

Why Choose Synergistic Insurance Brokerage?

At Synergistic Insurance Brokerage, we understand the importance of protecting yourself and your business from unexpected events. We offer a wide range of insurance products, including long term disability insurance, to help you protect your financial future.

Here are some reasons why you should choose Synergistic Insurance Brokerage:

• Expertise: Our team of      experienced insurance professionals can help you navigate the complex      world of insurance and find the right coverage for your needs.
• Customization: We understand      that every individual and business is unique. That's why we offer      customized insurance solutions that are tailored to your specific needs.
• Affordability: We offer      competitive rates on all of our insurance products, including long term      disability insurance, to ensure that you can afford the coverage you need.
• Customer      Service: We pride ourselves on providing exceptional customer service. We      are here to answer your questions and help you throughout the entire      insurance process.
• Local Presence: As a local      insurance brokerage, we are familiar with the specific needs and      regulations of the New York area. We can help you find the right insurance      coverage for your business or personal needs.

Choose Synergistic Insurance Brokerage for all of your insurance needs. Contact us today to learn more about our long term disability insurance and other insurance products.